Money personality quiz, budgets and a real debt-free date

Take control of your money

You work hard for your money. Now make it work for you. ABC of Money helps you budget, clear debt, save and grow, with AI insights that show you what to do next and a community that keeps you going.

Get started free See how it works

No card required. Free to set up on iOS and Android.

Your monthly plan, rebuilt around real spendingSafe-to-spend, category limits and over-budget alerts in one view.

Budgets
Savings goals
Debt payoff
Family workspace
Learning hub
AI insight
Budgets
Savings goals
Debt payoff
Family workspace
Learning hub
AI insight

Inside the app

Take a Peek

Four surfaces of the product, shown as they actually look - no abstract diagrams.

Budget

AI insight

Community

Debt repayment timeline

The debt forecast: estimated payoff date, the monthly repayment slider and the interest saved.

See the full app

Get the app

Your money, in your pocket

Download ABC of Money and set your first budget in under ten minutes.

Download on theApp Store Get it onGoogle Play

Store listings are being prepared.

Scan for download options

In the app

The month, on one screen

No dashboard tour required. This is the view people open every day.

9:41100%

Safe to spend

2,840

Rent46%1,450
Food26%684
Transport18%412

Milestone unlocked

Emergency fund hit 50%

Safe-to-spend, not a spreadsheet

One number that stays current as you log the month.

Categories that warn early

Limits, remaining and over-budget alerts in the same view.

A real payoff date

Balances, APR and payments compound forward to a month you can plan around.

Goals with milestones

25 / 50 / 75 / 100 marked as they happen, not only at the finish.

Built for the month you are actually having

Most finance tools assume a perfect February. This one assumes surprises, and gives you a number that survives them.

Money archetypes

Saver, Investor and Spender, decided by your answers rather than a mood.

25/50/75/100

Goal milestones

Progress is marked as it happens, not only when the target is finally hit.

1 date

Debt-free target

One figure that moves the moment your repayment changes.

Tell it where you are

Income, outgoings, debts and the goal you care about. Four screens, no spreadsheet.

Get a plan with dates

A budget that balances, a payoff date and a savings forecast, all computed from your own numbers.

Adjust as life happens

Log the expense, move the slider, restart the retake. The plan recalculates instead of judging you.

Start where you are

Debt, savings, family planning or learning the basics - pick the path that matches this month.

Start free today Browse features

Start where you are

Pick the situation that sounds like you

Each starting point takes you to the part of the app that matters first, not to a generic tour.

Get your bearings in one sitting

Most people open a finance app and close it again because nothing is filled in yet. ABC of Money walks you through the four questions that matter: what comes in, what goes out, what you owe and what you are aiming at.

The money personality quiz takes about two minutes and shapes the dashboard you land on afterwards.

Four onboarding slides you can skip
Five-step money personality quiz
A dashboard shaped around your result

Start here

See the exact month you become debt free

Add every balance, APR and minimum payment in one session. The payoff engine compounds each one forward and gives you a date, not a vague feeling.

Move the repayment slider and watch the date and the interest saved move with it, so an extra payment has a number attached.

Payoff timeline per debt and across the portfolio
Lifetime interest saved against minimum-only
Repayment slider from minimum to comfortable

Start here

Turn a target into a date you can keep

Name the goal, set the amount and the deadline, pick a priority and a colour. Contributions are logged against it so progress is a record rather than a memory.

Milestones fire at 25, 50, 75 and 100 percent, and the forecast shows whether you are on track for the date you chose.

Targets with deadline, priority and colour
Contribution ledger with running total
Forecast from your recent saving pace

Start here

Plan together without sharing a login

Invite a partner or household member by e-mail and choose what they can do. View only keeps the dashboard readable, can contribute lets them log spending, full access hands over member management.

The shared view brings household budgets, joint goals and recent activity into one screen.

Three access levels with a real permission gate
Invitations that expire after 7 days
Shared budgets, joint goals and activity feed

Start here

Real courses, built to be finished

Budgeting, saving, debt and investing each break into short lessons you can read or watch, unlocked in order so the fundamentals land before the advanced material.

Every course ends in a quiz. Three correct answers passes, and anything below sends you back to retake rather than letting it slide.

Article and video lessons with progress
Sequential unlocking keeps the order intact
Assessment quiz with a real pass mark

Start here

Someone to ask when it gets complicated

The in-app help chat answers the routine questions straight away, and hands you to a human agent the moment the situation needs one. You are told when that happens instead of waiting on a reply that never comes.

The community feed is there for the questions that are better answered by people in the same position.

Help chat with suggested starting points
Human handoff when the answer needs a person
Community discussion, replies and reporting

Start here

Straightforward on purpose

Free to start
Quiz, budget, goals and lessons with no card required.
Private by default
Encrypted in transit and at rest. We do not sell your data.
Accountability
AI that shows you what to do next, and people who keep you going.
Built for real households
Share a plan without sharing a login.

Learning hub

Real courses. Built to be finished.

Short article and video lessons that unlock in order, each closing with a quiz that has a real pass mark.

Beginner

Budgeting

Fundamentals of Budgeting

Bite-sized lessonsSelf-paced

Beginner

Savings

Principles of Saving

Bite-sized lessonsSelf-paced

Intermediate

Debt

Debt Management

Bite-sized lessonsSelf-paced

Intermediate

Investing

Foundations of Investing

Bite-sized lessonsSelf-paced

Read the article

Straight explanations with worked figures, sized for a coffee break.

Watch the lesson

The same idea in video when you would rather be shown than told.

Pass the quiz

Three correct answers passes. Miss it and the course offers a retake.

Browse the learning hub

Pricing

Start free, upgrade when it pays for itself

The free plan does the everyday work. Pro adds the parts that take time to do by hand, and costs less than a coffee a week.

Free

No card, no trial clock.

Freeforever

Budget, income and spending tracked in one place
Debt payoff plan with the date it clears
One savings goal at a time
Read the whole Learning hub

Get the free app

Monthly

Billed monthly

$4.99per month

Unlimited budgets, savings goals and family members
AI insight on every month, and a savings forecast
The full Learning hub with quizzes
Post, reply and react in the community

Start with Pro

Best value

Yearly

Save 17%

Billed yearly

$49.99per year

Unlimited budgets, savings goals and family members
AI insight on every month, and a savings forecast
The full Learning hub with quizzes
Post, reply and react in the community

Start with Pro

Every Pro plan starts with a 7-day free trial. No card, and it only starts when you ask for it.

Prices are what we advertise; the store applies your own currency and tax at checkout.

Still don't know where to start?

Talk to support and we will help you pick the first step that fits this month.

Talk to support

Get the app

Your money, in your pocket, where it belongs

Download ABC of Money, answer the quiz and set your first budget in under ten minutes.

Download on theApp Store Get it onGoogle Play

Store listings are being prepared. The buttons activate as soon as the links are published.

9:41100%

Safe to spend

2,840

Rent46%1,450
Food26%684
Transport18%412

Milestone unlocked

Emergency fund hit 50%

Data encrypted in transit and at rest
No card needed to create an account
Reads your last data while you are offline